What is FDCPA?
The Fair Debt Collection Practices Act
FDCPA is the Fair Debt Collection Practices Act , an Act adopted by Congress with the purpose of protecting debtors' rights in relation to the tactics employed in debt collection. After it was found that certain types of behavior by creditors and debt collection agents at times placed an undue amount of strain on individuals, their relationships, jobs and health, steps were taken to remedy this. If you feel you are being harassed or treated abusively by a debt collector, talk to a Los Angeles bankruptcy lawyer right away. Your rights under the law forbid a debt collector from:
- Contacting you at odd or inconvenient hours
- Using abusive language, profanity or racial slurs in conversations or messages
- Continuing to contact you at your place of work after your employer has expressly requested they not do so
- Threatening you with lawsuits if they do not intend to take such an action
- Telling you that you have committed a crime or will be arrest or go to jail in relation to your debt
- Contacting your friends, families or other such third parties to discuss your debt
Los Angeles Collections Defense Attorney
When you enlist the help of an attorney from Price Law Group, you will have a legal professional taking immediate action as an advocate for your rights. You do not deserve to be treated disrespectfully and the legal team at the firm can take legal action against any debt collector that is engaged in illegal collection tactics, and could even get you compensation for damages. The firm can also assist you in addressing your overall financial situation so you can resolve your debt and be free of these types of problems.
Contact a Los Angeles collections defense lawyer if you are being subjected to abusive treatment by debt collectors.