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How Much Does Bankruptcy Cost?

Determining Your Expenses

As no two bankruptcies are alike, the cost involved can differ depending on several factors. Some of the main elements that will have an effect on the cost include the type of bankruptcy and the amount of debt being addressed. The bankruptcy courts also charge filing fees, which are $335 for Chapter 7 cases and $274 for Chapter 13 cases. Whereas a Chapter 7 completely eradicates all qualifying debt, a Chapter 13 involves a payment plan in which you pay a certain amount to your creditors. The amount you pay is usually a fraction of the balance owing and is based on what you can afford but is, of course, a major difference in the expense involved in the bankruptcy process.

There are many factors to be considered when deciding which type of bankruptcy is best for your situation. It is vital you work with a qualified lawyer, who can take a comprehensive view of your case and explain the advantages and any disadvantages of each of your options. Any cost involved in the initial filing is more than worth the financial relief you achieve by taking this course of action. Another benefit is that once your debts are resolved, you can begin to improve your credit and further strengthen you future financial standing.

Contact Our Office for Assistance

If you are considering bankruptcy, talk to an attorney from Price Law Group right away. Having the advice of experienced legal counsel from the outset can save you from costly mistakes and make all the difference to a successful resolution of your situation. As a member of the National Association of Consumer Bankruptcy Attorneys, our firm is dedicated to helping you use the bankruptcy laws to your best advantage.

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